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First NL · Croatia
Dinamo Zagreb U21 vs Karlovac 1919 prediction and preview
16 Oct 2026, 13:30 UTC
The PunterPick prediction
Published before kick-off and never changed afterwards. See the methodology for how picks are chosen.
Match preview
Dinamo Zagreb U21 host Karlovac 1919 in the First NL (Croatia) on 16 Oct 2026, 13:30 UTC. The prediction PunterPick published for this fixture is Under 3.5 Goals — fewer than 3.5 goals in the match. It was published at odds of 1.30, which the bookmaker market rated at about 71% once the bookmaker margin is removed.
Final score: Dinamo Zagreb U21 0–1 Karlovac 1919.
Going into the match, Dinamo Zagreb U21 had won 4, drawn 1 and lost 5 of their last 10 matches, scoring 16 and conceding 16. Karlovac 1919 had won 5, drawn 2 and lost 3 of their last 10, with 17 scored and 13 conceded.
Both teams scored in 6 of Dinamo Zagreb U21's last 10 and 6 of Karlovac 1919's last 10; 6 and 6 of those matches respectively went over 2.5 goals. At home Dinamo Zagreb U21 averaged 1.50 goals scored and 1.50 conceded across 4 matches; away from home Karlovac 1919 averaged 1.08 scored and 1.83 conceded across 12.
Our team-strength model expects about 1.68 goals from Dinamo Zagreb U21 and 1.20 from Karlovac 1919. From that it rates a home win at 47%, a draw at 26% and an away win at 26%, against 51%, 26% and 22% implied by the 1X2 prices. For the published pick itself the model gives 68%.
Team comparison
Share of each factor between Dinamo Zagreb U21 (green) and Karlovac 1919 (grey), from our data provider's pre-match comparison.
Form before the match
| Team | Last 5 | Scored | Conceded | BTTS | O2.5 |
|---|---|---|---|---|---|
| Dinamo Zagreb U21 | WWLLL | 1.60 | 1.60 | 60% | 60% |
| Karlovac 1919 | WDLWL | 1.70 | 1.30 | 60% | 60% |
Averages over each side's last 10 matches in our results archive before this fixture.
Other markets we priced
| Market | Our probability | Odds |
|---|---|---|
| Double Chance 12 | 74% | 1.25 |
| Over 1.5 Goals | 72% | 1.28 |
| Under 3.5 Goals | 71% | 1.30 |
| 1st Half Over 0.5 Goals | 66% | 1.40 |
| Dinamo Zagreb U21 Win | 52% | 1.75 |
| BTTS Yes | 51% | 1.83 |
| Under 2.5 Goals | 51% | 1.85 |
| Over 8.5 Corners | 50% | 1.83 |
Probabilities are derived from bookmaker prices with the margin removed. They are estimates, not guarantees.
Other First NL matches that day
- Opatija vs Sesvete · 16 Oct 2026, 13:30 UTC · First NL
Published pick: Double Chance 12 @ 1.28 · FT 1–0